Your Excess Fat = Your Debt
The excess fat that you have is the result of overeating, consuming more calories than your daily metabolism has allowed.
There are approximately 3500 calories in a pound of excess fat. What this means is that if you are 50 pounds over weight, you have essentially consumed the equivalent of 175,000 calories over the amount you were allowed by your daily metabolism (over an extended period of time). As a result, you have created a debt of 175,000 calories of fat on your body.
The only way to get rid of this debt is to either decrease your spending to less than your daily budget (consume fewer calories than your daily metabolism)…or…to get a job and earn more income (exercise).